With solitary stock investing, your investment is based on the performance of a company that is individual.
Dave does not suggest solitary shares because buying a solitary business is like putting all of your eggs in a single basket—a big danger to just simply take with money you’re relying upon for the future. If that ongoing business goes along the tubes, your nest egg goes along with it.
Certificates of Deposit (CDs)
A CD is just a sort of checking account that allows one to cut costs at a set rate of interest for a group amount of the time.