At the start of 2015, I became making just one more education loan payment, feeling I had accumulated since graduating in 2010 like I was hardly chipping away at the debt. While I wouldnt change likely to grad college, my education loan debt truly made me question my choice often times. But that something about making my loan payment felt different day. Where there clearly was frequently simply a sense of aggravation and hopelessness, we now felt a very good desire we did not desire this debt after me around anymore. I did not would you like to feel stuck in a job or frightened which will make any movements that are sudden as though my entire life alternatives had been one stack of teetering Jenga obstructs. Mostly, i did not like to feel like I happened to be being held hostage in my life due to the fact we said “yes” to an education.
That time in January, we nevertheless had $52,000 kept to pay for, that isn’t definately not the thing I owed your day we graduated. Rates of interest plus the price of residing can occasionally make your payment seem useless it simply never ever did actually disappear completely. We knew that financial obligation does not simply disappear completely, and trying to pay it along the conventional means didn’t appear to be working. Therefore I started initially to make an idea.
After long speaks with my better half, we decided we might spend down my loans by moving somewhere which was super inexpensive, where we would additionally be comfortable, delighted, and fulfilled. (we do not reject I am certainly one of those lucky individuals who have a location-independent task. That we reside a privileged life) and thus we decided to go to Bali.